Attention homeowners: Real estate appraisal services for in Ft Mitchell and Kenton CountySee the top reasons Kentucky homeowners call on Meade & Associates:
At Meade & Associates, we understand the particular needs of a consumer after appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. But as a general consumer, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Meade & Associates are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.Challenging a property tax assessmentIf you live in an area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from Meade & Associates is your number one weapon when challenging your property tax assessment.Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping consumers just like you get rid of unnecessary PMI insurance.HELOC recently frozen?If your home is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Meade & Associates can help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had in the past. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion. |
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